OFF-PLAN VS READY PROPERTY IN DUBAI WHICH IS RIGHT FOR YOU?
Choosing between off-plan and ready property depends on your goals— whether you're focused on immediate occupancy, rental income, or longterm capital growth.
COMPARING OFF-PLAN AND READY PROPERTIES IN DUBAI
Dubai offers two distinct real estate opportunities: off-plan properties (under construction or newly launched) and ready properties (fully built and available for immediate handover). Each has its own advantages depending on whether you’re an investor or end-user.
Timeline to Occupancy
• Off-Plan: Typically requires 1–4 years for completion, depending on
the construction phase. Ideal for investors who don’t need
immediate use of the property.
• Ready: Move-in or rent out immediately upon transfer. Suitable for
end-users and investors looking for instant returns.
Price Point & Payment Structure
• Off-Plan: Lower price per sq.ft. and flexible installment-based
payment plans, often with post-handover options. Ideal for buyers
with staged capital.
• Ready: Higher upfront cost (100% payment due on transfer), but no
construction risk. Mortgage-ready if needed
Return on Investment (ROI)
• Off-Plan: High capital appreciation potential, especially in earlylaunch phases. Ideal for flipping or resale before handover.
• Ready: Immediate rental income from day one. Historical rental
yields in Dubai range from 6–9%, depending on the location.
Risk Profile
• Off-Plan: Involves construction risk and potential delivery delays.
Best mitigated by choosing top-tier developers and RERA-approved
projects.
• Ready: Minimal risk. What you see is what you get. Ideal for
conservative investors or those unfamiliar with the market.
Property Choices & Customisation
• Off-Plan: Wider variety of units, layouts, and floor positions at
launch. In some cases, customisation options are available preconstruction.
• Ready: Limited to what’s on the market. May require renovations or
upgrades to suit your taste.
DLD Fees & Incentives
• Off-Plan: Many developers offer incentives like 50%–100% DLD fee
waivers and service charge holidays.
• Ready: Buyer must typically pay the full 4% DLD transfer fee, with
fewer developer-backed promotions.
Still unsure?
Let Housinova help you compare off-plan and ready options in real-time based on current launches, rental returns, and resale opportunities. Contact our advisors today and get personalised property recommendations.
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